Workers in the Morristown, New Jersey, area are entitled to workers’ compensation if they suffer on-the-job injuries. However, it’s fair to wonder what could happen if you made a mistake that caused an accident that led to your injuries. You should know the workers’ comp laws and whether you’re still eligible in that situation.
What are the workers’ compensation laws in New Jersey?
The workers’ compensation system in New Jersey is based on the no-fault rule. This means that if a person suffers an injury while he or she is working, that individual is entitled to file for workers’ comp benefits regardless of who is responsible for the accident that caused the injury. The only exception to that rule is if the injury occurred as a result of an intentional act.
Employers in the state are required to carry workers’ comp insurance. As long as the business is not federal and employs one or more workers, there must be the option of workers’ compensation. It’s mutually beneficial for both employers and employees.
What kind of benefits can you recover with workers’ comp?
Workers’ compensation covers a range of benefits for workers who suffer injuries or illnesses while on the job. The type of benefits they may receive include:
- Permanent partial
- Permanent total
- Temporary total
If you sustain an injury at work, it’s important to take immediate action. You should report the injury to your supervisor as soon as possible so that you can file a claim promptly. Your employer may want you to get a medical exam from a specific doctor of his or her choosing. By law, the employer and insurance carrier can select a doctor for injured workers to see for medical treatment.
Don’t wait if you’ve been injured on the job. Take immediate action, so you can claim your benefits while unable to work or if you must limit your job while you recover.